A FUND OF ORCHID CAPITAL COLLECTIVE
Patient capital,
rooted in care
The Tepal Fund is an evergreen, charitable loan fund moving grants, low-interest loans, and hands-on support into community-led care: birth centers, wellness spaces, and the people who keep them running.
One stack, three kinds of capital
Grants
The foundation of the stack. Philanthropic capital that takes the first loss, so every other layer can offer patient, non-extractive terms.
Low-interest notes
Patient loan capital from values-aligned investors, on timelines that match how communities actually build. Repaid, then redeployed.
Technical Assistance
Hands-on support that travels with every investment, so partners can put capital to work with confidence.
OUR IMPACT • THE PILOT FUND, 2022–2026
Before Tepal, we tested integrated, reparative capital in the field.
Here is what it moved, and what it taught us.
$1.27M+
in direct investment
Lesson: Time is a capital tool.
Capital without a clock running gave partner room to build.
$430K+
in portfolio support & technical assistance
Lesson: Support beyond
the check de-risks.
Growth capital without capacity
building doesn’t hold.
$744K
in real estate capital
Lesson: No single check is enough.
Every deal moved alongside other capital to secure property and stay rooted.
100% community care centers • 85% Black- or Native-led
A FUND OF ORCHID CAPITAL COLLECTIVE
Capital that meets
partners where they are
Grants anchor the stack. Philanthropic capital absorbs first losses and builds organizational capacity.
Low-interest notes bring patient scaling capital. Investors earn modest, mission-aligned returns; partners . grow on their own timelines.
Technical assistance travels with every dollar. Every investment comes with a capacity-building grant and hands-on support.
This is about redirecting capital at scale into new systems and economic models that have the health, well-being, and livelihood of those who have been harmed at the center.”
— Taj James, Co-Founder & Curator, Full Spectrum Labs
Invest in care that lasts.
Explore note investments, grants, and donor-advised giving with the Tepal Fund. We raise on a rolling basis, so take the time you need.